@meldrewreborn
Another method of attack in situations like yours might be to model what your expected monthly bills are between now and the end of March 2025 covering the autumn and winter months using the corresponding usage data from previous years. Set the direct debit to a figure to ensure your account balance gets no lower than £0 at any point making ad-hoc debit card payments if needed due to an abnormally cold winter. Roll on till April 2025 where you again look at the usage for the next 12 months and do a DD calculation based on 12 months usage. The only difference being that you don't go into debt on your account and credit will be built up during the winter months with the ideal situation arriving at April 2026 where you are once again back at an account balance of £0.
Either that or just go into VDD if you are able to manage it. Works flawlessly for me as I have a savings buffer to pay more for the heaviest winter months.
Another method of attack in situations like yours might be to model what your expected monthly bills are between now and the end of March 2025 covering the autumn and winter months using the corresponding usage data from previous years. Set the direct debit to a figure to ensure your account balance gets no lower than £0 at any point making ad-hoc debit card payments if needed due to an abnormally cold winter. Roll on till April 2025 where you again look at the usage for the next 12 months and do a DD calculation based on 12 months usage. The only difference being that you don't go into debt on your account and credit will be built up during the winter months with the ideal situation arriving at April 2026 where you are once again back at an account balance of £0.
Either that or just go into VDD if you are able to manage it. Works flawlessly for me as I have a savings buffer to pay more for the heaviest winter months.
Last edited by Mailman; 8 Hours Ago at 22:45.
