I'm reaching out to share an ongoing issue I'm experiencing with E.ON involving an unexpected negative data share reported on my credit file. I believe this issue is largely a result of significant miscommunication on E.ON's end.
Even though my regular checks on the E.ON online dashboard consistently showed £0 in arrears, I was socked to discover an outstanding bill for an unknown account during a credit check.
Upon immediate payment of the discovered bill, I initiated a dialogue with E.ON, explaining that the Tenant Shop had provided all my contact details when I moved into the property. This included phone numbers and email address.
E.ON responded by saying they needed direct contact from me, citing GDPR regulations as the reason; although the Tenant Shop has, to the best of my knowledge, 'lawful basis for processing'.
My main concern is that throughout this period, I did not see any named letters or communications indicating any outstanding debt. Additionally, my regular checks on the E.ON dashboard, which was my only accessible platform for monitoring my account, consistently showed £0 in arrears.
Despite my showing of good faith, E-ON refuses to recognise an error in communication, leaving me with a poor credit for something I was completely unaware of. My credit history is free of any other payment discrepancies, making this situation particularly distressing as I am unable to get a mortgage approved.
If anyone here has navigated a similar situation or has insights on how to better manage this, I would greatly appreciate your input.
Thank you for taking the time to read my post.
Martin